Auto Insurance

Get the Right Car Insurance Coverage

Stop hunting for discounts, trying to calculate rates, and worrying about the right coverage. At Insure LI Agency Inc, we make it easy for you to get the rate you want.

You can count on us to provide fast auto insurance quotes and high-quality claims service. Our experienced agents strive hard to ensure you have enough insurance to drive legally in your state and help you choose the proper coverage by carefully calculating how much you can afford to pay for damages. Your insurance rate is determined by your driving history, the type of vehicle you own, and other factors.

To receive an accurate quote, please be prepared to provide us with your vehicle's make, model, and year, as well as information about your driving history. We will also need your driver's license and vehicle identification number (VIN) to purchase an auto policy.

The Advantages of Working With Our Agency

  • Multiple carriers
  • Multi-car discounts
  • Pleasure driving discount
  • Senior discount
  • Retirement discount

Vehicles We Cover

  • Trucks
  • Vans
  • SUVs
  • Cars
  • Boats
  • RV's
  • Classic Cars

Collision and Liability Motorcycle Insurance

  • Street bikes
  • Dirt bikes
  • ATV
  • Side-by-sides
  • Motorcycles

Homeowners Insurance Policies

Save on Your Home Insurance With Multi-Policy Discounts

Your home is your most significant investment. Make sure you protect it with the proper homeowner's coverage from Insure LI Agency Inc.

Our locally-owned agency makes it easy and affordable to bundle your home and auto insurance policies and earn a multi-policy discount. You can also bundle your auto, home, condo, or renters insurance, as well as RV, boat, motorcycle, and more!

Insure LI Agency Inc offers many ways to save on your homeowner's insurance. Did you know that you may be eligible for a discount on your policy if you're purchasing a new home or switching from a current renter's policy? Your home does not have to be newly built to qualify for this discount. However, there are also discounts for new construction homes.

You may also be able to earn additional home insurance discounts for installing burglar alarms, fire alarms, automatic sprinklers, and security systems. Moreover, you can get a discount if you're shopping ahead and get a quote at least ten days before your policy starts.

We Make Sure Your Policy Protects YOU!

We provide insurance coverage for:

  • House
  • Accidental Electrical Damage to Appliances
  • External structures (attached)
  • Personal property
  • Personal liability
  • Personal property replacement cost
  • Theft and Vandalism
  • Freezing Damage
  • Weight of Ice or Snow
  • Fire and Lightning
  • Smoke Damage
  • Overflow from Plumbing & much more!

Flood Insurance Coverage

Protect Your Home From Flood Damage

Flood insurance is generally a separate policy from your homeowner's policy to protect your home and everything inside of it in the event of a flood. It is important to note that standard property insurance policies, such as home or renters insurance, do not cover flood damage.

Personal Umbrella Insurance

Add a Layer of Extra Protection With Umbrella Coverage

Umbrella coverage adds an extra layer of personal liability protection over what is covered by your home or auto insurance liability limits. The various benefits of personal umbrella insurance include the following:

  • Up to $1,000,000 additional coverage beyond your normal personal liability insurance
  • Protects you by making payments of judgment against you resulting from personal activities
  • Covers automobiles and watercraft worldwide
  • Covers legal defense costs in addition to indemnity in many areas where there is no underlying coverage

Landlord Insurance Policies

Tenant-Occupied Dwelling Insurance Coverage

Tenant-occupied dwelling insurance covers a building occupied by renters and not the landlord. Whether it's a single-family home you don't use or a multi-family rental building, tenant-occupied insurance protects your property after an accident. Insure LI Agency Inc offers comprehensive landlord coverage that includes:

  • Property Insurance - Property insurance will cover the cost of repairs in the event of snow, wind, hail, fire, vandalism, or related damage to keep the property and common areas in good condition.
  • Personal Liability - Personal liability covers the cost of lawsuits when a visitor is injured or their belongings are damaged on the property or in common areas.
  • Loss of Rent – Sometimes, when heavy damage occurs to the property, it could cause the tenants to relocate until repairs are completed. Loss of rent policies covers some of your lost income until renters can move back in.

You can also choose to purchase additional coverage to protect the contents of the home, including fixtures, appliances, and furniture you own. Renters will need their own renter's insurance policy to cover their personal belongings and liability for any damage that occurs within the units.

Boat/Recreational Vehicle Insurance

Comprehensive Recreational Vehicle Coverage

Trust our Insure LI Agency Inc experts for insurance coverage to protect all your recreational vehicles and watercraft! We provide insurance for:

  • Boats
  • RVs
  • ATVs
  • Jet Skis
  • Snowmobiles

This type of coverage covers you, your recreational vehicles, and others for:

  • Collision
  • Theft
  • Vandalism
  • Bodily injury
  • Property damage
  • Medical payments
  • Uninsured and underinsured drivers
  • Guest passenger liability

Collision and Liability Motorcycle Insurance

  • Street bikes
  • Dirt bikes
  • ATV
  • Side-by-sides
  • Motorcycles

Do you need more information about our personal insurance coverage options? Feel free to connect with us.