Business Owner's Insurance

Approach Insure LI Agency Inc to get a business owner's policy (BOP) for protecting your investment! General liability in a business owner's policy typically covers:

• Property damage - If your work or an employee damages customer property, BOP insurance can help pay the repairs or replacement costs.
• Bodily injury - If someone other than an employee gets injured on your property, BOP insurance helps with medical and legal expenses and covers other damages.
• Product liability - If your business sells products that might harm people or property, property and liability insurance is suitable for you. It pays for legal expenses associated with product liability lawsuits and any necessary medical expenses.
• Libel, slander, and copyright infringement - BOP insurance can also protect you against some lawsuit expenses from advertising injury, which can include disparaging another business in your ads, stealing an idea for an advertisement, and more.
• Your building or leased space - This coverage protects the damages to the building you own or a building where you provide insurance coverage as part of the lease.
• The contents of your building - Property insurance covers inventory, equipment, tools, and other people's property inside your building that can suffer damage by an employee, theft, natural disaster, or weather.
• Income from your business - After property damage, you could be covered for the expenses required to resume business. This coverage can cover net income, payroll costs, and even temporary business relocation. This insurance is sometimes known as "business interruption insurance" or "business income insurance."